1. Regulatory information
Principle Address: Credent Commercial Insurance Ltd, Suite 3 Penrhos Manor, Oak Drive, Colwyn Bay, Conwy, LL29 7YW or phone 01492 524 797 or e-mail firstname.lastname@example.org. If you wish to contact us regarding this website, please use the above contact details. Credent Commercial Insurance Ltd is authorised and regulated by the Financial Conduct Authority in respect of general insurance intermediation and related credit broking activities. Details of our authorisations can be found at www.fca.org.uk/register under Firm Reference Number 304700.
- The agreement between us
- Copyright and other intellectual property rights
All information, data and materials used in this website are protected by rights, including copyright, design rights, database rights and trade marks. All these rights are either owned by us or licensed to us by the rights owner(s) for use with this website or otherwise used by us as permitted by applicable law. You may print or download to a local hard disk extracts from this website for your own personal, non-commercial use and copy extracts to individual third parties for their personal information only, provided that you acknowledge the source of the material and you inform the third party that these Terms apply and the third party agrees to comply with these Terms. Any other copying, distribution, storing, framing or transmission of any kind or any sort of commercial use of the material used in this website is strictly prohibited without our express consent.
This website contains general information only and is not intended to constitute specific legal or other professional advice. Please contact us in order to obtain specific legal advice relating to your particular circumstances and before making any decision based in full or in part on the information or material obtained from this website. Whilst we try to make sure that the information contained on this website is accurate, we give no assurances regarding the accuracy, currency or reliability of such information. We cannot accept any liability to you for any action you decide to take, or refrain from taking, as a result of information obtained from this website.
You may not create a hypertext link to this website without obtaining our prior written consent. We reserve the right to employ such measures as necessary to remove linking or framing to this website.
6. Acceptable use policy
You agree to use this website as permitted by these Terms and for lawful purposes only. In particular, you agree not to:
- use this website to receive, access or transmit material that is obscene, sexually explicit, defamatory, threatening, degrading, racist, in breach of confidence or in breach of third party intellectual property rights (including copyright) or otherwise objectionable or unlawful;
- impersonate any person or entity or misrepresent your affiliation with anyone or entity;
- access or attempt to access parts of this website that you are not authorised to access;
- interfere with the use of this website by other users;
- use this website to gain unauthorised access to other computer systems or interfere with services to other host providers, networks or websites;
- use this website to knowingly or recklessly transmit material (including viruses) or otherwise use this website so as to cause harm to this website, Credent Commercial Insurance Ltd or other users or which is likely to bring this website or Credent Commercial Insurance Ltd into disrepute;
- intentionally violate any other applicable law or regulation while using this website.
- Limits to your rights
We will do our best to maintain the operation of this website in accordance with these Terms. However, we cannot guarantee that this website will be technically suitable for viewing on your computer or that it will be delivered to you uninterrupted, timely, secure or error-free. You are responsible for providing all computer equipment, mobile phone equipment and telecommunications service required to use this website. We cannot and do not accept any responsibility for these and cannot guarantee the continued availability of any other person or services involved in providing this website to you. The internet is not a secure environment and we cannot guarantee that this website and the server are free of computer viruses or other harmful applications. We recommend that you regularly update your browser software and use up-to-date anti-virus software to ensure that your access to this website is as secure as possible. Your access to this website may be occasionally restricted to allow for repairs, maintenance, the introduction of new facilities or services, or due to events beyond our reasonable control. Where this happens, we will attempt to restore this website as soon as we reasonably can. We have no control over or proprietary interest in any websites that may be hypertext linked to this website and we make no representations or guarantees about those websites or their content, nor that the links work. Except for death or personal injury caused by our negligent acts or omissions, or fraudulent misrepresentation, we shall only be liable for loss or damage which is a reasonably foreseeable consequence of a breach of these Terms.
8. Your responsibility to us
You shall be responsible for any losses, expenses or other costs incurred by us which are caused by your deliberate breach of these Terms.
- Terminations and suspension
We may cancel or suspend your access to this website if you breach these Terms or misuse this website you have behaved in a way which objectively could be regarded as inappropriate or is unlawful or illegal or which would bring us into disrepute. We may suspend access to this website or require you to change any passwords that you may use to access parts of this website if we reasonably believe that this website has been or is likely to be misused, and we will notify you accordingly. It may be necessary, for reasons beyond our control, to terminate this website and if this occurs we will endeavour to provide as much notice as is reasonably possible in the circumstances. Any termination of this website or your access to it will not affect liability previously incurred by either of us to the other.
11. Disputes and law
We will try to solve any disagreements quickly and efficiently. If you are not happy with the way we deal with any disagreement you may wish to take court proceedings. These Terms and the agreement between you and us are governed by English law and we both agree to submit to the exclusive jurisdiction of the English courts. We cannot guarantee that this website complies with all foreign and local laws and requirements outside the United Kingdom.
If any part of these Terms is found by a court to be invalid or unenforceable, the remaining provisions will continue in full force and effect. If you breach these Terms and we ignore this, we will still be entitled to enforce all these Terms at a later date or in any other situation where you breach these Terms. These Terms and the agreement between you and us for the provision of this website are only available in the English language.
Credent Commercial Insurance Limited is a company registered in England and Wales with Company No. 05083057. Registered Office address: 13 Trinity Square, Llandudno, LL30 2RB. Trading Address: Suite 3 Penrhos Manor, Oak Drive, Colwyn Bay, Conwy, LL29 7YW. Authorised and regulated by the Financial Conduct Authority (FRN 304700).